The two largest telecom providers in Somaliland and Somalia, respectively, are Telesom and Hormuud Telecom. They both provide voice, SMS, data, and mobile money among other services. Telesom has its headquarters in Hargeisa, Somaliland, and is owned by a group of investors from Somaliland and Somalia. In the field of mobile money, Telesom is regarded as a market leader. One of the first mobile banking services in the world, its ZAAD mobile banking service was introduced in 2009. Continue reading “ZAAD of Telesom Allegedly Dictating Remittance Platforms” →